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Australian Legal Templates

Mortgage Loan Agreement  

(SHORT)

Suitable For Use :NSW, QLD, VIC, WA,NT, ACT

Word Format

Lawyer Drafted

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Australian Owned

Mortgage Loan Agreement (Short)

 

 

A short (10 page) Mortgage loan agreement including clauses relating to:

·         Fixed interest

·         Variable interest

·         Capitalisation of interest

·         Further advances

·         Collateral securities and agreements

·         Guarantors

This agreement is designed to be used with the Memorandum of Common Provisions drafted specifically for this purpose.

Mortgage Loan Agreement Front Page

Mortgages dated on or after the 3rd of March 2018 must be lodged on the National Mortgage form. Mortgage Front Pages are available as a free download . The link to the latest version is in the download.  The precedents that follow are the nuts and bolts of the mortgage. They form the terms and conditions, but must be attached to the National Mortgage form front page before the mortgage can be registered

Now Including a Loan Calculator

A loan calculator that enables you to calculate the repayments and a repayment schedule for the loan. Simply enter the loan amount, interest rate, term, commencement date and our loan amortisation will calculate monthly repayment AND give you a schedule of all repayments over the life of the loan including the due dates!

 NOW ALSO INCLUDES FULL COMMENTARY

 Includes GST

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Legal precedents sold on this site are available for immediate use.  Precedents shown on this site have been drafted by practicing lawyers and kept up to date with changes in the law.

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Mortgage Loan Agreements

 

The National Credit Code regulates the provision of credit services, and exempts lawyers from requiring a licence to engage in certain credit activities. Lawyers may draft mortgage documentation for clients provided that they did not introduce the borrower and lender and are not associated with anyone who did.  If a client comes to you with instructions to draft a mortgage for a borrower they have already selected, you are permitted to draft the mortgage documentation by virtue of your capacity as a lawyer.

The legislation and rules are complex and you should refer to the source legislation if you are in any doubt as to whether your instructions fall within the permitted parameters or not. Links to all legislation and rules are provided throughout the commentary.

 

FULL COMMENTARY AVAILABLE WITH PURCHASE

 This General Information is not Legal Advice by Precedents Online or its Authors.  If you need lega advice please contact us and we can direct you.

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Download in Word Format.  Simply, save  and reuse.

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Easy to follow the download procedure.

Would definitely use again.

 

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Director, Domain Tax & Accounting

 

Easy to Use.  Immediate response to my query online.  I have used them for many of my companies legal dealings.  Very happy with service.

 

John

Director, Eussen Living

 

 

Looking forward to purchasing more precedents as it’s a great service for a small legal practice just starting out.

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