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Loan Agreement Template

A loan agreement  is a written agreement between a lender and borrower. The borrower promises to pay back the loan in line with a repayment schedule. As a lender, this document is very useful as it legally enforces the borrower to repay the loan …Loan Agreement Template

This template is available to download and is a formal way of setting out the terms and conditions of the loan.

The Loan Agreement includes:-

  • 1.1 Definitions
  • 1.2 Interpretation
  • 2          Loan
  • 3          Interest
  • 4          Repayment
  • 5          Early repayment
  • 6          Guarantor guarantee and indemnity
  • 7          Costs
  • 8.1 Counterparts
  • 8.2 Force majeure
  • 8.3 Further assurance
  • 8.4 Governing law and jurisdiction
  • 8.5 Notices
  • 8.6 Service of notices
  • 8.7 Severability
  • 8.8 Survival  & merger
  • 8.9 Variation
  • 8.10    Waiver
  • 8.11    Warranties and representations
  • 8.12    Whole agreement
  • 1. the initial amount being borrowed
  • 2. how it is repaid
  • 3. any interest payable
  • 4. guarantors

The lender may be a human or a company. The Borrower can be a human or a company.

It is important that the Borrower fully understands the nature of what they are agreement sets out and the consequences of not repaying can be very serious and may be followed by debt collection


A loan agreement is a contract between a borrower and a lender which regulates the mutual promises made by each party. There are many types of loan agreements.

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