Regular use is made of a Memorandum of Common Provisions (MCP) to include provisions in Instruments and plans e.g. covenants in mortgages, restrictive covenants and easements in transfers and covenants in leases. Memorandum of common provisions being the standard mortgage terms & conditions drafted by Kalde & Associates and lodged with NSW Land Registry Services for incorporation by reference. We have also included an unbranded version (without the author’s logo), and a Word version so that you can include your own branding if you wish.
A comprehensive (38 page) Mortgage document that may be used as a stand-alone document. For registration Mortgages dated on or after the 3rd of March 2018 must be lodged on the National Mortgage form.